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About Us
We are dedicated professionals providing tailored assistance to individuals to secure their future.About Us
Contact Info
- Near DAV School, Opp. UCO Bank, Bibi Wala Road, Bathinda (Pb.)-151001
- +91 97811-18500
- info@mkconsultants.com
Health Insurance
Health insurance is a crucial financial safety net that provides coverage for medical expenses incurred due to illness or accidents. Let’s delve into the details:
01
What Is Health Insurance?
Health insurance is a contract between the policyholder and the insurer.The health insurance company offers financial coverage to the insured up to a specified sum insured limit.It covers healthcare expenses during emergency or planned hospitalization.Tax benefits are available on the premium paid under Section 80D of the Income Tax Act, 1961
02
Key Benefits of Health Insurance Plans:
- Hospitalization Coverage: It includes expenses related to hospital stays, surgeries, and treatments.
- Pre & Post-Hospitalization Expenses: Covers costs before and after hospitalization.
- Free Health Check-ups: Regular health check-ups are often included.
- Ambulance Charges: Reimbursement for ambulance services.
- Day Care Procedures: Coverage for treatments that don’t require overnight hospitalization.
03
Why Health Insurance Matters:
- Financial Security: It shields you from unexpected medical expenses.
- Quality Healthcare: Access to better healthcare facilities.
- Tax Savings: Premium payments qualify for tax deductions.
- Peace of Mind: Knowing you’re protected during health crises.
04
Choosing the Right Plan:
Consider factors like coverage amount, network hospitals, and premium affordability.Compare plans from different insurers to find the one that suits your needs.Look for additional features like maternity benefits, critical illness coverage, and OPD benefits.
